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"id": "https://techhub.social/users/manlycoffee/statuses/114641038581099327",
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"published": "2025-06-07T08:03:45Z",
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"content": "<p>What actually sucks about the GENIUS Act: stablecoin holders get first dibs if the stablecoin issuer defaults.</p><p>Who can be issuers?</p><p>Federally insured banks and subsidiaries.</p><p>If these banks commingle deposits with reserves, then this will force banks to dip into deposits, if reserve alone fails to cover claims.</p><p>Good thing is, the FDIC will ensure up to $250K of deposits, but what this means is that the FDIC is effectively subsidizing bad decisions from banks.</p><p>This is the *only* argument against the act that I actually find is what we should absolutely find concerning.</p><p>However, I find that the majority of regressive leftist fedidiots and fedimbiciles who can't read are making all sorts of other arguments against the act, none of which should be taken seriously. Unfortunately, them repeatedly making these dumb arguments weaken the cause of highlighting how bad the proposed law is</p><p><a href=\"https://techhub.social/tags/GENIUSAct\" class=\"mention hashtag\" rel=\"tag\">#<span>GENIUSAct</span></a> <a href=\"https://techhub.social/tags/GENIUSAct2025\" class=\"mention hashtag\" rel=\"tag\">#<span>GENIUSAct2025</span></a> <a href=\"https://techhub.social/tags/GENIUSActOf2025\" class=\"mention hashtag\" rel=\"tag\">#<span>GENIUSActOf2025</span></a> <a href=\"https://techhub.social/tags/USPoli\" class=\"mention hashtag\" rel=\"tag\">#<span>USPoli</span></a> <a href=\"https://techhub.social/tags/Fediverse\" class=\"mention hashtag\" rel=\"tag\">#<span>Fediverse</span></a> <a href=\"https://techhub.social/tags/Crypto\" class=\"mention hashtag\" rel=\"tag\">#<span>Crypto</span></a> <a href=\"https://techhub.social/tags/CryptoCurrency\" class=\"mention hashtag\" rel=\"tag\">#<span>CryptoCurrency</span></a> <a href=\"https://techhub.social/tags/CryptoCurrencies\" class=\"mention hashtag\" rel=\"tag\">#<span>CryptoCurrencies</span></a> <a href=\"https://techhub.social/tags/Stablecoins\" class=\"mention hashtag\" rel=\"tag\">#<span>Stablecoins</span></a> <a href=\"https://techhub.social/tags/Blockchain\" class=\"mention hashtag\" rel=\"tag\">#<span>Blockchain</span></a></p>",
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"en": "<p>What actually sucks about the GENIUS Act: stablecoin holders get first dibs if the stablecoin issuer defaults.</p><p>Who can be issuers?</p><p>Federally insured banks and subsidiaries.</p><p>If these banks commingle deposits with reserves, then this will force banks to dip into deposits, if reserve alone fails to cover claims.</p><p>Good thing is, the FDIC will ensure up to $250K of deposits, but what this means is that the FDIC is effectively subsidizing bad decisions from banks.</p><p>This is the *only* argument against the act that I actually find is what we should absolutely find concerning.</p><p>However, I find that the majority of regressive leftist fedidiots and fedimbiciles who can't read are making all sorts of other arguments against the act, none of which should be taken seriously. Unfortunately, them repeatedly making these dumb arguments weaken the cause of highlighting how bad the proposed law is</p><p><a href=\"https://techhub.social/tags/GENIUSAct\" class=\"mention hashtag\" rel=\"tag\">#<span>GENIUSAct</span></a> <a href=\"https://techhub.social/tags/GENIUSAct2025\" class=\"mention hashtag\" rel=\"tag\">#<span>GENIUSAct2025</span></a> <a href=\"https://techhub.social/tags/GENIUSActOf2025\" class=\"mention hashtag\" rel=\"tag\">#<span>GENIUSActOf2025</span></a> <a href=\"https://techhub.social/tags/USPoli\" class=\"mention hashtag\" rel=\"tag\">#<span>USPoli</span></a> <a href=\"https://techhub.social/tags/Fediverse\" class=\"mention hashtag\" rel=\"tag\">#<span>Fediverse</span></a> <a href=\"https://techhub.social/tags/Crypto\" class=\"mention hashtag\" rel=\"tag\">#<span>Crypto</span></a> <a href=\"https://techhub.social/tags/CryptoCurrency\" class=\"mention hashtag\" rel=\"tag\">#<span>CryptoCurrency</span></a> <a href=\"https://techhub.social/tags/CryptoCurrencies\" class=\"mention hashtag\" rel=\"tag\">#<span>CryptoCurrencies</span></a> <a href=\"https://techhub.social/tags/Stablecoins\" class=\"mention hashtag\" rel=\"tag\">#<span>Stablecoins</span></a> <a href=\"https://techhub.social/tags/Blockchain\" class=\"mention hashtag\" rel=\"tag\">#<span>Blockchain</span></a></p>"
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"updated": "2025-06-07T08:10:53Z",
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